The mortgage advice Basingstoke trusts, from people who pick up the phone.
First home, next home, self-employed or approaching retirement: Mark and the MDJ team search the market, handle the paperwork and keep you updated until you have the keys.
Where are you starting from?
Pick your situation. We'll take it from there.
Every case is different, so the first conversation is about you, not a product. These are the people we help most.
Your first set of keys
Deposits, schemes, credit files and what lenders really look for, explained in plain English.
- Decision in principle before you view
- Low and no-deposit options checked
- Free WhatsApp group for first-time buyers
Income that doesn't fit a box
Sole traders, directors, contractors and complex income. We know which lenders will listen.
- 1 year of accounts considered
- Day-rate contractor lending
- Retained profits and dividends
Upsizing, downsizing, relocating
Port your current deal or start fresh. We line up the numbers so your chain doesn't wait on you.
- Porting vs. new deal compared
- Early repayment charges checked
- Solicitor and survey coordination
Fixed rate ending?
Don't drift onto your lender's standard rate. We can secure a new deal up to six months early.
- Whole-of-market comparison
- Product transfer checked too
- Raise funds for home improvements
Retirement and lifetime mortgages
Release money from your home or borrow into retirement, with family involved from the first meeting.
- Retirement interest-only
- Lifetime mortgages
- Fees set out at your first appointment
Look after the people at home
Life cover, income protection and home insurance arranged alongside your mortgage, without the hard sell.
- Life and critical illness cover
- Income protection for the self-employed
- Buildings and contents
Also: buy-to-let, commercial and specialist lending, and mortgages for foreign nationals. Ask about your case.
Remortgage reminder
When does your fixed rate end?
When a fix ends, most lenders move you to their standard variable rate. Enter your end date and we'll show you when to act.
- 6mStart lookingA new rate can usually be secured about six months before your deal ends.
- 3mLock it inIf rates fall before completion, we can often switch you to the better one.
- 0No gapYour new deal starts the day the old one ends.
Your fixed rate timeline
Months until your deal ends. We'll get in touch when your six-month window opens.
How it works
From first call to completion in four steps
Free discovery call
30 minutes by phone, video or at our Chineham office. No cost, no obligation.
We search the market
We compare lenders and deals on rate, fees and term, then explain our recommendation.
We handle the application
Documents, lender questions, valuation and solicitor chasing. You get regular updates.
Keys, then aftercare
We check in before your deal ends so you never roll onto a standard rate.
Quality Business Awards 2026
The Best Mortgage Broker
Basingstoke and Deane, UK
Quality ratings over 95%Meet your adviser
A local broker you can actually reach
“What seemed impossible to us was just another day at the office for them.”
Anna Foster-Ford, Google review
Mark, Jodie and the team have helped Hampshire families since 2021. You deal with the same people from your first call to completion, and they answer WhatsApp.
Fees, upfront
You'll know what you pay before we start
There may be a fee for arranging your mortgage, depending on your circumstances. Here's how it works.
Your initial appointment is free, whether you go ahead or not.
Our usual fee for arranging a mortgage once we've found the right deal.
Capped at the lower of £1,000 or 3% of the loan. Equity release fees are confirmed at your first appointment.
Areas we cover
Based in Basingstoke, helping across Hampshire and Berkshire
Questions
Straight answers
Can't see yours? Message Mark on WhatsApp on 07798 819741.
How much can I borrow?
What is a decision in principle?
I'm self-employed. Can I still get a mortgage?
How do I find the best rate?
Who regulates MDJ Mortgages?
How do I make a complaint?
Start here
Tell us where you are. We'll call you back the same working day.
Three quick questions. No credit check, no obligation, and no call centre.
Refer a friend, get an Amazon voucher
For every referral that completes a mortgage or protection policy with us.